Skip to main content

Privacy Policy

This blog does not share personal information with third parties nor do we store any information about your visit to this blog other than to analyze and optimize your content and reading experience through the use of cookies.

You can turn off the use of cookies at anytime by changing your specific browser settings.

We are not responsible for republished content from this blog on other blogs or websites without our permission.

This privacy policy is subject to change without notice and was last updated on 05/01/2017. If you have any questions feel free to contact me directly using the contact form.

Popular posts from this blog

Quick Tips for First Time Home Buyers

This blog is specifically for first-time home buyers who want some tips on buying a home without having to do a massive amount of research. If you are considering entering the housing market in Central Florida for the first time, here are five quick tips to help. 1. Seek the services of a buyer's agent.  Most buyers don't realize if they call a real estate agent to look at a property for sale, that agent is most likely working on behalf of the seller. By acquiring the services of a buyer's agent, you are assured your real estate agent is working in your best interest.  2. Get pre-approved or pre-qualified for a mortgage.  Getting pre-qualified lets you, your agent and the potential seller know you are serious and are qualified to get a loan. This is very valuable in moving the process along smoothly and can help you in negotiating. 3. Know what you want, and don't want, in a house.  Create a list of what you do and don't want in a property and know what...

Preparing to Buy a Home

In my initial blog post I mentioned how much I love helping people find the perfect home, especially first-time buyers. Here, I am beginning a series that will take you through the entire home buying process, from where you are today to closing on your home. Even if you are months, or a year away from purchasing a home in Central Florida, there are steps you can take now to better prepare. Here's a look at how you can “get ready to get ready”. Get your credit in order.  Look up your credit score and check it for errors. Focus on making all your payments on time. A credit score of 580 or more can qualify you for a lower rate on a FHA loan . For our US veterans, a VA home loan may be available and most VA lenders will look for a credit score of 620+. A majority of home buyers will receive a conventional home loan and will need a credit score of 750 or higher. Do not make any major investments or purchases.  A lender will look at the bank statements for every applicable...

6 "Must-Knows" Before Putting in an Offer for a Florida Home

You've got your credit in shape, know your budget and you are pre-qualified for a mortgage. You have a buyer's agent working for you and you've found a house that meets your criteria. Now it's game time. It is time to put in an offer. Here are some valuable pieces of information that can help you structure that offer. How long has the house been on the market?  Sellers of a house that has recently been listed is probably less likely to take an offer significantly less than the asking price. A seller whose house has been on the market for a long time may be more eager to negotiate. Why is the seller moving?  If they are transferring to a new job or need to sell to buy their next home, it can give you leverage. If they are just thinking about moving back North, they may be more firm in their price. How long have they lived in the home?  The longer they have lived in the home the less money they may owe on the property. This too may mean they can be more flexible on...