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Get Pre-Qualified

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If you want to save the most possible money on your Orlando home purchase, it can be very valuable to get pre-qualified for a loan from a mortgage company or bank. Pre-qualification differs from pre-approval in that a pre-approval is actually only an estimate of your ability to get a loan. Pre-qualification means a prospective homeowner has actually filled out an application and has qualified for a loan amount. A Few Words About Loan Qualification You should keep in mind that the amount you pre-qualify for is the  maximum  a lender will give you toward the purchase of a home. It may not necessarily be the wisest amount you should spend on a home. Many people find themselves “house poor” because they borrowed the maximum to get their home. They may leave no room for improvements, repairs, insurance, taxes, utilities and other property-related expenses. You may be best served to be conservative in the home price-range you are looking into. How Pre-Qualification Can Hel...
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Welcome to my Blog!

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Hi, my name is Jen McCarty and I am a real estate agent proud to serve home buyers and sellers in the Orlando, Kissimmee and Central Florida real estate market. If you are moving to or within the Central Florida area, I can help you find that perfect home. If you are selling your Orlando area property, I will market it with the sense of urgency you deserve. Either way, my goal is to help you maximize your real estate investment with personal, friendly and professional service. I love what I do and am fortunate to be able to do it here in Central Florida. I am “Flo-Grown”, born and raised in St. Petersburg. I think my passion for real estate and architecture was sparked by a move to the Northeast for several years. The historic homes in New England can be breathtaking. When my husband's work took us to Kentucky, I decided to pursue my real estate license there. However, the Mouse came calling and my husband soon was offered an attractive job in IT for Disney. After moving back ...
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Find an Agent

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One of the most important decisions you will make in your search for the perfect Central Florida home is your choice of a real estate agent. Let me start by telling you something you probably already know. You don't need someone to “sell” you a home. What you really want is someone who understands what your goals and desires are. You need someone who can help you cut through the clutter and zero in on homes that fit your lifestyle, budget and desires. If you are interested in purchasing a home in the Orlando area, here are some practical tips to help you choose the agent perfect for you. Find someone you can relate to.  Yes, I know you are going to see tips on finding real estate agents that stress experience. If you don't relate to an agent, however, no amount of experience will help you “connect”. Choose an agent who will listen.  There are plenty of real estate agents who will spend hours telling you about themselves. I find it more important to listen to people. I w...
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